Finance & Insurance

The banking sector continues to be one of the most regulated sectors of the economy. Macro trends such as increasing regulation, alongside increasing per capita disposable income, present both challenges to profitability and opportunities for growth. Rising interest rates, sustained economic growth and higher levels of investment income have been positive factors for the insurance sector and continue to be so, yet the prospect of economic slowdown and issues surrounding trade rules and tariffs pose challenges that require strategies for insulation and optimization.