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Small Business

Debt Resolution to Preserve the Business or Create an Exit

The RISE program preserves businesses and owners like no other option can. Without bankruptcy or new debt.

Small business is the backbone of a growing economy. Yet in times of distress, business owners are often advised that their only options are “pay or fail.” In the face of stacking unsupportable debt, or even bankruptcy, restructuring fundamentals offer a better path to preserving the underlying value of your business. The RISE Program will resolve the vast majority of debt and personal guaranties while creating a path to corporate turnaround or a successful exit.

Every business is “too big to fail.”

Over the past ten years, Second Wind has perfected the application of restructuring principles to businesses of all sizes—not just to those corporations deemed “too big to fail.” The preservation of business value, activity and jobs is not only the most rational path but also the most ethical one.

Second Wind has saved thousands of businesses from bankruptcy and forced liquidation. Find out if debt resolution through our RISE program is right for your business.

Learn how the RISE Program will resolve business debt in a win-win for borrowers and creditors alike.

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Listen to the Second Wind Consultants team as they explain how, why and what they do every day to save businesses from unsupportable debt.

As part of the RISE Small Business Solutions, we can help with the following:

  • Business Seller Financing Renegotiation

  • Conventional Loan Workouts

  • Defaulted Mortgage Debt Resolution

  • Franchise Agreement Renegotiations

  • IRS 941 Payroll Taxes & State Tax Liability

  • Landlord Debt

  • Merchant Cash Advance Relief: Debt Resolution for Your MCA “Loans”

  • Property & Equipment Lease Debt

  • SBA Loan Offer in Compromise (OIC) Settlements

  • SBA Loan Workouts

Featured Insights

Selected perspectives on how businesses overcome distress and find a path forward.

The Ultimate Guide To Business Debt Solutions

For businesses facing financial distress or insolvency, conventional knowledge has created what we call the “Pay or Fail Dichotomy”—taking on new debt or filing for bankruptcy.

Learn More

6 Bankruptcy Myths That Can Cost Your Business Everything

Business bankruptcy is a dangerous illusion. Here’s why.

Learn More

SBA Default Poses Major New Threat to Your Personal Credit

In the last 30 days, we have identified a dangerous policy shift confronting guarantors in SBA default.

Learn More

Latest Insights

Resources to help you gain greater insights into our process, and expert advice to help grow and build a sustainable business.

  • Escaping the MCA Spiral: Restoring Stability, Liquidity and Lender Confidence
    Originally published in ABL Advisor. Michael Petrecca of Rise Alliance and Adam Duso of Second…
    Read More
  • Cover of the Journal of Corporate Renewal, Vol. 39 No. 01, January/February 2026, published by the Turnaround Management Association. The cover features the Second Wind Consultants logo and the article title "A Sunny Disposition: Avoiding Successor Liability in Secured."

    A Sunny Disposition: Avoiding Successor Liability in Secured Party Sales
    Originally published on the Turnaround Management Association website. Senior secured lenders want clean exits and…
    Read More

  • The Clean Slate: Mastering Article 9 Restructuring
    Originally published in ABF Journal. A recent episode of the ABF Journal Podcast explores a…
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  • Robert DiNozzi named a Business Visionary 2026 by LA Times Studios, pictured in a professional portrait alongside a quote recognizing him as a leading voice in modern business renewal.

    Robert DiNozzi Named LA Times Studios Business Visionary for 2026
    As Chief Growth Officer of Second Wind Consultants, Robert DiNozzi helps lead a national advisory…
    Read More
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Interested in learning more? Schedule a free fact-finding consultation.

Yes, resolve business debt.

Find out more about the rational and ethical path to preserving the value of your business and resolving unsupportable debt.

Here’s what will happen next:

Initial Assessment

We’ll contact you for an initial fact-finding conversation to assess your situation.

Full Debt Consultation

We’ll schedule a no-obligation, one-hour consultation with a RISE Debt Resolution Strategist within 24 hours.

Know Every Option

You decide the path that is in your best interest.

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