Trusted Advisor Alliance

A curated hub for professional advisors helping clients in financial distress—covering debt-resolution and non-bankruptcy reorganization strategies that preserve business value, open paths to turnaround or exit, and align creditor recoveries. Expect practical guidance on tools like UCC Article 9, exit readiness, and client-retention best practices.

In Plain Sight: Bridging the Underwriting Gap Through AR/AP Control Platforms

Originally published in ABL Advisor. In a prior article, Main Street MCA Distress: Emerging Opportunity for Secured Finance and Credit Rehabilitation, I presented a framework for credit rehabilitation—specifically, how MCA distressed businesses can be stabilized and positioned to re-enter conventional financing channels, and how this process creates significant opportunities for asset-based lenders and the broader secured…

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MCA Debt Relief Firm Reviews: A Guide to the Real Options for Business Owners and Lenders

Originally published in ABF Journal. This guide cuts through the noise in the MCA debt relief market, helping business owners, lenders, and advisors distinguish real restructuring solutions from high-risk “relief” tactics that can make a bad situation worse. This is an independent MCA debt relief firm comparison guide intended to support business owners, lenders, and…

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Article 9 Restructuring Yields Clean Exit, Full Recovery for SallyPort

Originally published in ABF Journal. Faced with over-advances and stacked MCAs, Sallyport Commercial Finance achieved full recovery through a borrower’s Article 9 restructuring that preserved collateral, stabilized operations and avoided liquidation losses. Sallyport Commercial Finance was over-advanced on a $1 million factoring line to a Hawaii-based trucking and logistics firm, exceeding collateral by nearly 25%….

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Restructuring Heat Map—Advisors Warn Distress Is Spreading Across Key Sectors

Originally published in ABF Journal, by Rita Garwood. Distress is rising across commercial real estate, healthcare, trucking, consumer goods and more, driven by tariffs, rising costs, labor shortages and tighter lending. Top restructuring advisors share where the pressure is building, how companies are getting tripped up and what to expect as the market heads toward a…

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Financing Turnaround: How Secured Lending Saved Handaband USA

Originally published in ABF Journal. Handaband USA was a thriving business in the oil and gas market in Texas until unpredictable fuel prices made it difficult to sustain its growth. This is the story of how its previous lender (Crestmark), an Article 9 reorganization, its current owner (Logan Fund) and its newly recruited lender (GemCap)…

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Saving Namco: How a Collaborative Article 9 Restructuring Became a TMA “Better Together” Success

Originally published in Journal of Corporate Renewal. In 2023, Namco Pool & Spa was on the brink of financial failure—overleveraged, burdened by nonperforming leases and facing a liquidity crisis. Bankruptcy would have wiped out key investments, strained customer and supplier relationships and drained resources in protracted proceedings. Instead, two TMA member firms came together to…

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Article 9 for Business Preservation, Not Just for Liquidation

This webinar provides an overview of how an Article 9 sale can be beneficial for business preservation and how purchasers can be incentivized by the attractive entry cost of the asset valuation. The International Factoring Association, Northeast Chapter, presents an informative webinar on Article 9 for business preservation. Join Becker Shareholder, Paul Shur, Second Wind…

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The Truth About MCA Debt Relief: Hidden Risks for Borrowers and Lenders—And Real Paths to Recovery

ABL Advisor listed Second Wind Consultants as a top-recommended firm for MCA-distressed borrowers. See original article here. The Problem with Online MCA Debt Relief Promises When distressed business owners search online for merchant cash advance help, they’re often met with promises of fast relief and massive payment reductions. But for borrowers, lenders, and restructuring professionals…

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Article 9 Restructuring: What is it? How does it work?

Business debt relief under UCC Article 9 involves an out-of-court, cooperative restructuring that preserves a business operation in a new, debt-free operating entity, as reported by Bloomberg Businessweek and ABF Journal. Specifically, an Article 9 restructuring involves an asset sale, conducted cooperatively between a business owner and the bank, to give the business a clean…

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How Intermediaries Can Capitalize on Distressed Situations in 2020

Removing distress from transactions in 2020. Presented by Cornerstone Alliance and Second Wind Consultants.

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