#1 MCA Resolution Firm Nationwide

Full MCA Debt Relief:
Resolve 100% of MCA Debt & Stop Daily Withdrawals

If your business debt is unsupportable, Article 9 — commercial law in all 50 states — can fully remove MCAs from the balance sheet.
✓ No Bankruptcy ✓ No New Loans ✓ Results in 1-4 weeks

See if I Qualify
$900M+
MCA debt resolved
5,000+
businesses saved
18+ Years
since 2008
BBB A+
accredited

Get Your Free MCA Relief Plan

✓15-minute call ✓ No upfront fees ✓ No obligation

Name

Your information is confidential

Sound Familiar?

Drowning in Merchant Cash Advances?

If any of this is happening, we can help.

  • Daily or weekly MCA withdrawals draining your account
  • Defaulted on a merchant cash advance — or about to
  • Frozen business bank account from an MCA funder
  • Stacked MCAs from multiple funders
  • Signed a Confession of Judgment
  • UCC lien on your assets
  • Personal guarantee exposure on stacked MCAs
How It Works

How We Stop Merchant Cash Advance Withdrawals

A clear three-step process. No legal battles. No new loans.

Step 1
Free 15-Minute Call

We review your MCA stack, ACH withdrawals, and personal guarantee exposure — then tell you honestly if we can help.

Step 2
Your Custom Relief Plan

We map out exactly how all MCAs will be removed from your business, and how you will resolve personal guarantees.

Step 3
We Handle the Creditors

We negotiate resolution of your personal guarantees affordably – often up to 80% less.

What Sets Us Apart

Why Business Owners Choose Us

Second Wind is a nationally regarded restructuring firm, not a debt-relief company promising to negotiate your payments.

100% MCA Resolution, Not Consolidation

We never sell you another loan. Your business debt gets fully resolved, not refinanced.

Settle Personal Guarantees for 20–30¢ on the Dollar

Personal guarantees on loans removed are settled affordably.

No Bankruptcy. No Court.

Resolved out of court. Privately and cooperatively. Preserve your reputation and relationships.

Trusted by the Industry

Trusted by banks and lenders, major law firms and financial advisors nationwide.

Withdrawals Stopped — Guaranteed

Stop MCA Withdrawals. Get immediate cash-flow relief.

Keep Your Business Running

Protect your accounts and receivables from legally unwarranted MCA actions.

Compare Your Options

The Second Wind Relief Plan vs. Every Other Option

Most owners don’t realize how different these paths actually are. Here’s how they stack up.

What matters most
Our Approach

Second Wind Relief Plan

MCA Consolidation

Another loan

Bankruptcy

Chapter 11

MCA Settlement Firms

Attorney Negotiation

Protects business bank accounts
from legally unwarranted MCA actions

Yes

No

Yes

No

Protects cash flow \ receivables
from legally unwarranted MCA actions

Yes

No

Yes

No

Stops ACH withdrawals

Yes

No

Yes

~ Sometimes

Reduces MCA business debt

Yes

Adds More

~ Sometimes

No

Keeps business open

Yes

~ Sometimes

Often No

~ Sometimes

Resolved out of court

Yes

Yes

No

~ Sometimes

No new loan required

Yes

No

~ Varies

Yes

Resolves personal guarantee

Yes

No

No

Limited
Get My Free MCA Relief Plan
Real Client Results

Real Settlements. Real Numbers.

93%

Saved

Debt

$150,000

Settled

$10,000

92%

Saved

Debt

$1,039,500

Settled

$80,000

84%

Saved

Debt

$443,783

Settled

$70,000

82%

Saved

Debt

$193,654

Settled

$35,000

Results vary based on individual circumstances. Past results do not guarantee future outcomes.

Client Stories

What Business Owners Say

“They saved our business when we thought it was over.”

Jim Radosevic

Business Owner

“Their Article 9 process preserved everything we’d built.”

David Zeller

Business Owner

“They impacted my business in a way I didn’t believe was possible.”

Kevin Sullivan

Business Owner

Industry Recognition

ABF Journal’s Top Turnaround Firm — 2025

The leading independent publication covering asset-based lending, factoring, and turnaround management.

FAQ

Common Questions About MCA Relief

Yes. Article 9 debt resolution fully removes MCA debt through a cooperative, out-of-court restructuring without bankruptcy.

Usually not. MCA consolidation replaces multiple MCAs with a single larger MCA, not a traditional consolidation loan. Total repayment costs typically increase.

Usually not. Most “MCA attorney” engagements are limited to individual legal actions and payment negotiations, without the broader restructuring framework needed to protect operating accounts and receivables.

Yes. Article 9 removes the MCA obligations from the operating business, causing the withdrawals to immediately stop as part of the restructuring.

Personal guarantees on debts removed from the business are settled affordably, usually for 20-30 cents on the dollar.

Article 9 restructurings typically relaunch a business with a clean balance sheet in approximately 4–6 weeks.

Article 9 debt resolution is a cooperative, out-of-court restructuring that relaunches your business on a clean balance sheet, free of MCA debt and all liabilities.

Every Day You Wait,
MCA Withdrawals Cost You More.

Get a free 15-minute relief plan and find out exactly how we can help.

Get My Free MCA Resolution Plan

(800) 594-RISE  •  47 Pleasant St, Northampton MA 01060

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