"From the Trenches" Our Employee Blog


Fee Structure for Debt Workouts

Our objective is to be affordable, and for our fee to be directly related to the success of our efforts. We provide you with:

  • An understandable fee structure. You know what it will cost.
  • A clearly defined contract stating what we will be doing for you.
  • Scheduled affordable monthly payments.
  • Fee is based upon our reduction of your debt.

Here is how we do it:

  1. We will evaluate your debt issues and project how much we believe we can reduce it.
  2. We will schedule payments monthly for one year to ease the cash flow burden. We determine the monthly payment based on your cash flow capabilities, so it is affordable.
  3. No large, up-front retainers. No interest on the payment schedule.
  4. At the end of the year, or when the project is completed, which ever comes first, the remainder of the fee is due. It can be paid in a lump sum, with a 25% discount, or you may choose to continue paying at the same monthly rate without additional interest until the fee is paid in full.
  5. A guaranty, which provides you with a no-risk exit opportunity if you are disappointed for any reason. It works like this: Within the first 30 days, you are free to unilaterally sever the relationship for any reason and owe nothing further. After thirty days the contract remains binding.

This acts as a great insurance for you, removing much of the perceived risk of engaging in business with people you are just getting to know. We will perform a significant amount of the work effort long before the contract is paid for in full, so you get to see us perform with a minimal investment as we accept payment over a longer period of time. That’s fair. Most of our work will be completed within the first three months.

Call us to arrange for a personal business review. We will provide an evaluation and follow with an action plan to help you achieve your goals.

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