It is a simple concept: if you go to a bakery you will get bread, go to a fish store, you will get fish, Go to a bankruptcy lawyer, you will file for bankruptcy, of course. What else would you expect?

Unfortunately, there are very few alternatives to this type of debt relief. More unfortunately, the basic deal in bankruptcy is that you will lose your debt but it costs you most of your assets. Most importantly, you will lose your business, the cash creator.

There is one alternative, a better path, another way to go… a procedure that helps you to survive by keeping most of your assets and allowing your business to prevail, continue, and flourish as the debt can be stripped off with far less risk and loss. How can this be, you ask? Too good to be true, you say! Impossible!

Yes, it’s very good and very possible. We do it every day of the week and have for thirty years, very successfully.

The basic concept is based on the power of a business negotiation. The result is a best-case scenario for both lender and defaulting borrower, better than a bankruptcy for both the bank and the borrower, supported by the SBA and every bank we have ever dealt with. It works, and we perform these strategies flawlessly.

There is a time and a place for bankruptcy, absolutely. There is also a time and a place for a negotiated workout, stripping off the debt to what we call “affordable losses” and leaving the business intact, reducing your personal guaranty and freeing you to begin anew.

Call us, check out our strategies, consider the alternatives. You have nothing to lose and everything to gain. We will even fly you in to our offices to meet us and hear what we have to say directly and personally. Consider yourself invited.

Call Norm at 413-584-2581. He will arrange a teleconference for us to review your situation and make a recommendation. If you decide you are interested, we will fly you in to meet us and discuss your options. We await your call.