When challanged by overwhelming debt, like in sports, you have to put the ball in play for something to happen.

Its true, you have to put the ball into play for something to happen and it could be very good…you must play it out. Doing nothing is fatal.

Nothing happens if your not in play. Nothing.

How does this apply to a situation when you are drowning in debt, with reduced and  inadequate revenues. A workout strategy, of course,  what other option do you really have?….none that works as well.

A workout is part science and part art form. You do owe the debt. There is no defense only reality, the facts. You are in default and have signed personally. The bank cannot be forced into a compromise, and they have every  reason and the power to foreclose and liquidate your assets by auction.

Yet if we put the ball into play, or better stated engage in a workout strategy, good things will happen. In most instances we can predict  fairly accurately what will happen. However as with any complex situation with many uncontrollable factors  involved, it is impossible to predict with exact accuracy every time what the results of a workout will be.

I do however know one thing, that every workout negotiation we have ever entered into has resulted in a huge success. Some more so then others, but all workout successfully, as long as your expectations are reasonable and flexible.

Sometimes its a clutch home run in a late inning. Sometimes it’s a three pointer at the buzzer. Other times its a bunt, a walk or a stolen base…manufacturing  runs and a win…But in the end a Win is a Win, however we get there.

The point is, when being crushed by debt, your only viable plan of action is entering into a workout. One must believe and have faith. Trust your representative, your workout expert and watch him go to work.

No guaranties, but most assuredly you will be pleased because once we put the ball into play…we will score. We will win…we always do.

You have to put the ball into play to win for debt forgiveness to occur. It takes skill, experience and expertise…patience and determination, timing and subtlety, combined it yields a win. You can understand the principle, the concepts, the strategy and the numbers, it may make sense, but remember you signed the note, the bank lent you the money,you have personally guaranteed the debt, all is at risk, and they expect you to pay it back.

…and your expecting  the bank to forgive the debt?…it sounds silly. It is silly, it makes little sense when properly evaluated…but we believe in the workout and convince the banks to forgive the debt as it is in everyone’s best interest…amazing. We put the ball in play and good things happen. Not always predictable, but always a win.

It’s not normal business. It is as it is called ‘upside down, under water,’ It is part science part art form…find an artist, a workout artist and let him do his magic…it will work, he will put the ball  in play and find a way to win.

Call us for a candid discussion, 413-584-2581 Norm will arrange a no obligation teleconference, just an exchange of information and a view into what can happen if you put the ball into play.

Do it, what option do you have? Have faith. It will work out.